Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The Financial Conduct Authority does not regulate Cash ISA’s


Asset-backed Investments

Asset-backed Investments

Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.

Deposit Based Investment

Deposit Based Investment

In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

In 2017 the contribution limit for Cash ISAs and Stocks and Shares ISAs was effectively merged, with the overall limit increased to £20,000

Investment Overview

Investment Overview

This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

UK News

Trump won the election on a platform of steep import taxes, including tariffs as high as 60% on China.
The US central bank cuts interest rates, as its chairman vows to stay on the job.
Interest rates were cut to 4.75% but the Bank expects inflation to creep higher after last week's Budget.
A number of major firms have warned over the impact of higher National Insurance costs.
Despite the increase, the lender warns mortgage costs could remain "higher for longer" following the Budget.