Artificial Intelligence (AI) adoption has rapidly increased in recent years, and it has affected the stock prices of businesses operating in the sector. Find out more about the financial biases that could be driving this boom. 

The rise of Nvidia, which provides essential hardware and software for AI development, demonstrates the scale of the AI boom. 

In 2023, Nvidia became the seventh US company to reach a valuation of $1 trillion (£0.74 trillion). Just two years later, the BBC reported (9 July 2025) that Nvidia became the first compan...

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. 

Sometimes, when we make major financial decisions, the question of money must come first. Specifically: “Can I afford it?” and “Is it good value?”

However, there are other times when this question of affordability and value for money gets in the way of good financial de...

 After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you. 

Last year, in her maiden Budget, the chancellor sought to balance the public finances with tax rises to cover a reported £22 billion black hole.

This year, Reeves arguably faced an even more difficult landscape. In turn, she has announced an estimated £26 billion of tax rises by 2029/30. 

The chancellor had to start her speech, however, by acknowledging the...

Having a stable income when you retire could give you the independence to enjoy a meaningful and fulfilling life after work. Indeed, a July 2023 survey by Legal & General found that 94% of UK adults said that financial security was their most important retirement dream.

Your State Pension, along with other savings and investments, could provide the stability you need to support the retirement lifestyle you want.

However, there is a worrying lack of understanding about the State Pension among UK adults.

The Retirement Voice report publis...

Are you a glass-half-full person? While some people dismiss optimism as naivety or a tendency to overlook the challenges of life, research suggests that those who seek out the positives could benefit from improved wellbeing.

Research gathered by CNN in September 2025 found that people who have a positive, happy outlook live longer. Indeed, a 2011 study found that Brits who felt content, happy or excited on a typical day were up to 25% less likely to die prematurely. 

Separate research linked optimism to a stronger immune system, better l...

There were ups and downs for investors during September 2025, with disappointing economic data dampening the market at times. However, some positive outcomes also emerged. Read on to find out what might have influenced your investment portfolio’s recent performance. 

Investors turn to gold as market uncertainty continues in September 2025

The price of gold reached a record high of $3,508.50 (£2,600) an ounce on 2 September. Gold is often viewed as a “safe” asset, so the rising value could signal that investors are feeling nervous about t...

Retiring should be a milestone you look forward to. It’s a chance to spend your time how you want and do the things you’ve been putting off because work has been in the way. Yet, sadly, research shows UK adults associate spending their retirement savings with negative words, and it could prevent them from enjoying the next chapter of their life.

According to an August 2025 article from Money Marketing, UK adults associate anxiety (26%), fear (18%), and guilt (15%) with spending their pension and other assets they’ve built up for retiremen...

When markets experience volatility, even the most level-headed investor can let their emotions or other influences affect their decisions. Read on to find out why volatility can trigger financial biases and how these might affect you. 

For the average investor, it’s important to take a long-term approach. While returns cannot be guaranteed, investing over a longer time frame gives markets more time to smooth out their natural peaks and troughs.

Headlines about market crashes or sudden rallies can set you on edge even if you’re usually ca...

Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers are embracing retirement flexibility and choosing to phase gradually into the next stage of their lives. Indeed, a survey published in September 2024 by WTW found that 49% of UK workers aged over 50 are already phasing into retirement or want to do so in the future.

Alongside calculating the income your pension could provide and planning a retirement bucket list, you might want to dedicate some time to thinking about how you want to retire.

O...